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Debt Restructure/Settlement

Debt Settlement is a process that allows an individual, or entity facing cash flow problems and financial distress to reduce and renegotiate its delinquent debts in order to improve or restore liquidity so that one can live a peaceful life.


If an individual fails to meet his financial obligations and stuck in a cash crunch situation, be it a foreign expat or Canada nationals, we will help him to overcome the situation with structured guidelines throughout the process.

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Find a reliable representative

First of all, you will need to find a representative, either a lawyer or other authorized person to talk to the bank and other authorities on your behalf.

Negotiation with bank

Appoint an individual who has an expertise and excellent negotiation skills to negotiate with your bank on your behalf to get you a better deal.

Black and white

Once you reach an agreement with a bank through your representative, it is critical to have it written down and signed. The documents should be signed/released before you make the payment/installment.

Clearance & Release Letter

Once the settlement amount is paid, it is important to receive the clearance or release letter from the respective banks.